Summer Projects Now, Pay Later

Now through Labor Day, upgrade your space without upending your budget. Pick a plan that fits your needs, and start the project you've been putting off.

Two ways to pay:

- Zero interest* and zero payments for 18 months

- OR 4.99% APR, fixed payments for 5 years

Pick the time that works best for your bid appointment. We'll save your spot and follow up to confirm the time you selected.

Why homeowners choose Webfoot payment plans

Keep your cash flow intact. Start with little to nothing due upfront and make room in your monthly budget.

Tackle more at once. Bundle interior, exterior, deck, and garage coating projects without a deposit due or a heavy final bill.

Start sooner, enjoy sooner. Stop waiting on "someday." Get the home improvement you want now, with a payment structure that fits your life.

Protect your savings. Keep your emergency fund and investments working while your home gets the upgrades it needs. It's a smart alternative to a HELOC, with fixed, predictable payments.

Clear, friendly guidance. We walk you through the application in minutes with a soft credit pull, then help you pick the plan that fits best.

HOW IT WORKS

1. Schedule a free project bid. We scope your project and answer your questions.
2. Explore your options. Fill out a quick application to see what you qualify for.
3. Pick your path. We'll show you the plan choices that fit your budget and timeline.
4. We get to work. You get Webfoot's serious craft and a seriously great experience, plus an easy pay-over-time plan.

FAQs

Do I have to choose a plan before I get a bid? No. After a quick, easy application, you'll see every option you qualify for before you commit to anything.

Will checking my options affect my credit? No. The application uses a soft credit pull, so there's no impact to your credit score, and you'll see the plans you qualify for.

Which plans are available? Two. Zero interest and zero payments for 18 months, or 4.99% APR with fixed payments for 5 years. We'll help you choose the one that fits.

Can I combine multiple projects? Yes. Many homeowners bundle several projects to save time and simplify planning.

Can I pay off early? Yes. Every plan can be paid off early, with no penalty.

How long is this offer available?The promotion runs now through Labor Day, September 7, 2026.

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Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds applicable state licenses. Home Improvement Loans made through Upgrade feature Annual Percentage Rates (APRs) of 0.00%-29.99%. Lowest rates require Autopay. Loans feature repayment terms of 10 years. Loans may be disbursed in one or more advances. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, the date on which each advance will occur, and if a promotional plan applies.

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Under this promotional plan (no payments required during the 18-month promotional period beginning after we disburse the first advance; interest accrues during the promotional period but is waived if the loan is paid in full before the end of the promotional period): for example, if a borrower receives a $10,000 loan with a 10-year term and a 29.49% APR, the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), and the loan is not paid in full before the end of the promotional period, the borrower will have a required monthly payment of $279.66 after the promotional period ends. All interest accrued during the promotional period will be included in the monthly payment on a pro-rata basis for the remainder of the loan term if the loan is not paid in full by the end of the promotional period. If the loan is paid in full before the end of the promotional period, all interest accrued during the promotional period will be waived.

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